Ridesharing with Uber has transformed transportation. By simply using the Uber app, you can get a ride almost anywhere, making it incredibly convenient. Despite its convenience, risks still exist. Collisions can occur, and when they do, passengers may suffer injuries.
We will cover typical Uber accident injuries, how to determine liability, as well as the legal process for compensation.
Common Uber Injuries
Passengers in an Uber may suffer a variety of injuries, especially if the driver is involved in an accident. Some of the most common injuries that occur include:
Neck Injuries: This neck injury is common in rear-end collisions, which can lead to significant discomfort. Symptoms can be delayed, making it harder to recognize early on.
Broken Bones: Broken bones are common in severe crashes. Such injuries often require long recovery periods and surgery.
Head and Brain Injuries: Accidents may cause head uber attorney vs driver lawsuit trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.
Herniated Discs and Paralysis: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These types of injuries often need extensive medical intervention.
Strains and Sprains: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.
Cuts and Lacerations: Broken glass and debris often cause lacerations. Some of these wounds may require stitches or surgical repair.
Who Is Liable in an Uber Accident?
Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. The responsible party could be the Uber driver, another vehicle, or someone else.
Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.
Another Motorist: If another motorist causes the crash, they could bear the blame.
Uber’s Liability: Uber may be liable in certain situations through its insurance policies. For accidents during rides, Uber provides liability coverage of up to $1 million.
Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. Liability could extend beyond drivers, requiring investigation into other causes.
Insurance Coverage for Uber Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Offline: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
How to File a Legal Action for Uber Injuries
If an Uber accident causes significant injury, legal action may be required to get fair compensation. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.